Home insurance, also commonly called homeowner's insurance, is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.

Protect your house and your possessions with homeowners insurance through our insurance carriers. For homeowners, insurance protection is an important aspect of homeownership. Buying homeowners insurance, or home insurance, means buying protection for your home, both inside and out.

What homeowner insurance means to us?

Generally, a standard homeowners insurance policy protects the following:

• The physical structure of your home
• Structures on your property (storage sheds, pools, boathouses, etc.)
• Your personal property and belongings inside your home, up to specified limits
• Your liability or legal responsibility for any injuries and property damage you or your family members cause to other people
• Injuries to your household pets while inside your home
• Additional living expenses if a fire or other insured disaster leaves you temporarily unable to live in your home.